What will you owe —and what might you save?
Estimate the federal employer taxes on a caregiver's wages, plus the medical-expense deduction many families miss — in about two minutes, no account, nothing saved.
No account neededNothing is savedEstimates only
Your situation
Rough numbers are fine. Nothing is saved.
What it means
Caregiver wages: $52,000/yr
Your yearly employer cost
Plus $3,978 withheld from the caregiver's pay, and state unemployment tax (varies by state).
The deduction most families miss
You may deduct about $43,000 as a medical expense — an estimated
$9,460
in tax savings if you itemize deductions.
This only helps if your itemized deductions top the standard deduction. Many families take the standard deduction and save less — or nothing.
Estimates only, not tax advice. The medical-expense deduction requires itemizing and meeting IRS conditions. Confirm your situation with a tax professional.
Federal estimates, in plain numbers.
This calculator covers the federal household-employment taxes — Social Security, Medicare, and federal unemployment (FUTA) — and the medical-expense deduction you may qualify for. Those are the parts that work the same way in all 50 states.
It does not calculate state income-tax withholding or state unemployment (SUTA) rates, which vary by state. And the medical-expense deduction only helps if you itemize and meet IRS conditions.
Estimates only, not tax advice. Confirm your situation with a qualified tax advisor.
Like what you see? Set it up for real.
Start free to track payments and watch the threshold, then upgrade when you're ready to run payroll and capture the deduction.
Free accountNo credit cardFederal tax estimates for all 50 states